Some houses don't sell the usual way. If yours has been sitting, or the payments have gotten hard, there is often another way to hand it off. It costs nothing to find out.
We will tell you straight if we cannot help.
Sound familiar?
It sat on the market and never sold.
The payments have gotten hard to keep up with.
You inherited it and you don't want to keep it.
You're moving and can't carry two payments.
You're done being a landlord.
It needs work you don't want to pay for.
None of these mean you're stuck. They just mean the ordinary way of selling — list it, wait, hope — isn't the right tool.
How it works
Which one fits depends on your house and what you need out of it. We'll walk through them with you. Here's the plain version, with the downsides included.
Instead of handing you one check at closing, we pay you every month for an agreed number of years, with the whole amount spelled out up front. People do this when the monthly income is worth more to them than a lump sum, or when it spreads out what they owe in taxes.
Your loan stays exactly where it is, in your name, and we start making the payments on it. You hand over the house and stop paying for it. This is usually the one that helps when someone is behind and the clock is running.
A family moves in and pays rent, with a written agreement giving them the right to buy it at a set price within a set window. You keep the house until they buy it.
Straight talk
One call, and you think about it as long as you want. If someone needs an answer today, that's a reason to be careful with them.
Every one of these options has a trade-off. They're listed above and we'll say them out loud again before you sign.
Take anything we send you to an attorney. If we ever discouraged that, you should walk away.
Let's talk
Takes about two minutes. We'll call you within a day or two and walk through what's actually possible. If nothing here fits your situation, we'll say so.
Free, and there's nothing to sign. Read the privacy policy.
Questions people ask
No. A cash offer usually comes in well under what a house is worth, because that's how that business works. What we do is different — the price can be closer to real value, but you get paid over time instead of all at once. Whether that's better for you depends entirely on your situation, and sometimes a cash offer genuinely is the better answer.
Nothing to talk to us. We don't charge homeowners a fee. If we end up doing something together, the terms are written out in full before you sign anything.
No. We look at houses in whatever shape they're in.
No. We're not listing your house or charging a commission. We're either buying it ourselves or bringing you someone who will.
Tell us. That's a common situation and it doesn't automatically rule anything out — it just narrows which of the options above could work.
Depends on the situation. Sometimes a couple of weeks. If you're facing a deadline, say so on the form and we'll tell you honestly whether we can move that fast.
The honest one: in most of these, you don't get all your money at closing. That's the trade. Anyone who tells you there's no downside is selling you something. We'd rather you hear it now than find it in the paperwork.